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Car Accident Attorneys Despite advancements in safety of vehicles automobile accidents are still one of the most common causes of death and injury. In these instances insurance is often the main source of compensation. If, however, you are injured and your insurance company refuses to pay your claim or does not pay the amount of your medical bills, you may be entitled to claim compensation from other parties. This includes the state of New York and the five boroughs. It also includes the seller or manufacturer if a product is defective. Damages Car accidents can result in various damages, like property damage, injuries and lost wages. These damages can be difficult to quantify however a reputable car accident attorney can assist you in determining the value of your claim. Non-economic damages can be harder to prove. car accident attorneys near me of pain and suffering, the loss of enjoyment disfigurement, permanent scarring are a few examples of non-economic damages that can be included in a personal-injury claim. Medical expenses are usually included in a car accident case. These expenses can include hospital visits, x-rays or surgery, in addition to other treatments. They may also include regular physical therapy and rehabilitation which is essential for many people who have suffered serious injuries. Damage to property is typically associated with a car accident because it could result in costly repair costs or even a totaled car. This could include items inside the vehicle, like laptops, or equipment for work, as well as the property around the scene of the crash including fencing and trees. The weather can also trigger accidents in the car. Muddy or slick roads can make driving more risky. Drivers who operate their vehicles in adverse weather conditions are responsible for any accidents they cause. The amount you can receive for injuries to your property or medical bills is contingent upon the severity your injuries, the likelihood of your recovery, as well as how they impact your quality of life. Your lawyer will calculate the damages to ensure that you receive compensation for all losses. Some car accident victims suffer from mental and psychological stress as a consequence of their injuries. These emotions can affect their relationships, and also their job performance. They could also cause anger and frustration, which can lead to more accidents. A neck injury, chest and spine can also be a major issue. These injuries could prevent you from working, and they could also have a lasting impact on your life. Injuries Car accidents cause a broad range of injuries, and some of them are serious and even fatal. These types of injuries include traumatic brain injuries, spinal cord injuries, burned bones, broken bones, and other injuries which can cause lasting emotional distress and pain. Musculoskeletal or soft-tissue injuries are the most common kinds of injuries that can occur in car accidents. This includes such injuries as whiplash, which is a term that describes the stretching of muscles, ligaments and tendons due to the sudden jolts that occur in collisions. Whiplash can result from other types of accidents in the car, as well as rear-end collisions. In these situations the body moves upwards while your head stays still, causing you to strain the neck. Other injuries that could be sustained in a crash include chest injuries, arm and leg injuries, and back injuries. Herniated disks are one example of a delayed injury that can cause long-term pain and disability if not treated properly. Knee injuries, also known as sprains and fractures, are another frequent injury in car collisions. These injuries are often treated with surgery or other medical intervention to heal, however they may not be visible immediately after a crash occurs. The severity of these injuries is determined by the force, weight and speed of the collision. Bone fractures can range from moderate to severe, and these injuries often cause permanent scarring. Internal bleeding and abdominal bruising are also serious issues in the event of a car crash. If you see bruises after an accident, you should immediately visit the hospital. Chest injuries are also very frequent, and can range from minor bruises, to more serious injury such as broken ribs. A sternum fracture is an injury that is severe and can be difficult for a person to distinguish from other chest injuries or internal bleeding. Burns and lacerations are also less obvious injuries that may occur in a car crash. These types of injuries are extremely frequent and can cause permanent scarring if the burns or cuts are severe. Insurance If you've been injured in a car crash it's crucial to know your legal rights and options that are available to you. A personal injury lawyer can help you get the money you need to cover medical expenses as well as lost income and property damage. Depending on the state you live in, there are different types of insurance coverages that are available for car accidents. In New York for example, drivers are required to have both liability insurance and no fault coverage which covers medical care and lost wages, irrespective whether the driver is at fault. Liability: This will protect you in the event that another person files a claim with your insurance company claiming injury or death as a result of your vehicle. It also protects your vehicle from theft or vandalism. You can choose from several liability limits, including the minimum required by the law in your state. No-fault: Probably the most well-known type of insurance for cars in New York, no-fault coverage can cover up to $50,000 of injuries sustained by the driver and passengers of the insured vehicle, regardless of who was at fault. In addition, you may purchase additional insurance that comes with personal injury protection (PIP) which will pay for medical expenses and lost income if you are hospitalized or are unable to work due to your injuries. Other types of insurance include comprehensive and collision, which cover the cost of damage to your car in an accident, for example vandalism, fire, theft flood debris, falling objects, etc. These coverages can be purchased as an option, but are typically worth it because they provide financial protection against the high cost of repair of your vehicle following an accident. Deductibles. Most auto insurance policies contain a deductible. This is the amount you have to pay before your insurer pays on a claim. Whether you're filing a claim under personal injury protection, uninsured motorist, or comprehensive insurance, you'll have to pay a deductible prior to when your insurance provider will start covering the cost of your claim. The injuries sustained in a car accident could have a lasting impact on your life, causing you with a significant medical bill and affecting your ability to do the things you need to do. If you've suffered a serious injury or your family was injured in a fatal crash, you need an experienced lawyer to help you obtain the compensation you deserve. Statute of limitations The statute of limitation is a law that sets the time limit in which you are able to file a claim following an accident. The time frame can have a major impact on your legal options, and it is crucial to understand how it works to ensure that you don't lose the opportunity to bring a claim. In most cases, you will have 3 years from the date of the accident to start a lawsuit. This means that you must have your case on file within that time period or you'll lose your right to pursue an action against the negligent party that caused your injury. It is possible for a car accident to happen at any time. It is imperative to act quickly after an accident to get the compensation you need. It is also essential to get a lawyer at your side immediately to help you determine if you have a valid claim, and to help you construct your case. Under New York Civil Practice Laws & Rules Section 214, anyone who is injured in an accident in a car (driver or passenger, rider, cyclist or pedestrian) has three years to file a personal injury claim. If the person who was injured is under 18 years of age, they must wait until they turn 18 before making a claim for personal injury. There are some situations, though, where the statute of limitation can be “tolled” or extended to allow longer time for claims to be filed. For instance the case where a person is in a coma, or physically or mentally incapacitated at the moment of the crash, they may be granted an additional time to pursue their claim. If you are considering filing a claim in a car accident and are considering filing a claim, you should consult an experienced attorney for car accidents as soon as possible after the accident to discuss your situation. They can assist you in determining whether you have a valid claim for injuries and also if the statute of limitations has run out so that you can pursue your claim before it's too late. It can be challenging to understand the statute of limitations but knowing how it works is crucial to know when to begin making your case. Our Arkansas car accidents attorneys can provide you with the details that you need to begin pursuing your claim and get the damages that you deserve.